ClearYear/Calculators

Stock comp

RSU Tax Gap Calculator

Estimate whether flat supplemental withholding is likely to trail your real marginal tax rate.

Use this for

  • RSU vest weeks
  • high-income W-2 employees
  • cash set-aside planning
Gross vest value$28,800
Expected tax$12,312
Estimated withholding$6,336
Cash gap to plan for$5,976

Use your combined federal, state, and payroll estimate for the full tax rate.

Quick facts

Keep the estimate grounded.

RSU income is usually treated as wage income at vest.

Federal supplemental withholding often starts at 22%.

State tax can turn a small gap into a large cash need.