ClearYear/Calculators

Retirement

HSA Contribution Limit Calculator

Estimate remaining HSA room using coverage type, age, and contributions already made.

Use this for

  • HDHP users
  • payroll contribution checks
  • year-end HSA top-ups
Total HSA limit entered$8,750
Already contributed$4,200
Remaining room$4,550
Monthly pace left$379

For 2026, the IRS limit is $4,400 self-only and $8,750 family, before catch-up.

Example use

Use it before adding a final HSA contribution for the year.

Use the calculator for a first pass, then compare it with broker statements, payroll records, and the final tax forms you receive.