ClearYear/Calculators

Investing

Capital Loss Carryover Calculator

Estimate how much net capital loss may offset income and carry into a future year.

Use this for

  • bear-market years
  • tax-loss harvesting
  • portfolio cleanup
Net capital loss$23,000
Used against ordinary income$3,000
Estimated carryover$20,000
Gains absorbed$12,000

Individuals commonly use up to $3,000 of net capital loss against ordinary income.

What changes the result

Small input changes can move the answer quickly.

Net capital losses can offset capital gains.

Individuals can generally use up to $3,000 against ordinary income.

The remaining loss can carry forward.